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9 home-buying myths to stop believing

Source: Realtor.com

When you’re ready to make the jump from renter to homeowner, beware of the most common misconceptions about home buying such as thinking looking for homes is the first step. Instead, before homebuyers get started, they should make sure their credit is in top-notch shape and get pre-approved for a mortgage, which will help determine what their budget will be. Don’t forget the up-front 3 to 6 percent closing costs, fees, taxes, and other costs for inspections, credit reports, insurance, among others. Other misconceptions are thinking a 30-year mortgage is the best option and that you need a 20 percent down payment.

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Cal Bureau of Real Estate Lic.# 01960213
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